The Prediction Markets

US personal saving rate at year-end 2026

Closes
Jan 29, 2027, in 3 months
Traded
$7K
Venues
Kalshi
Prices updated
1 min ago
Share

What the markets expect

4.0% or Above 38.6%

Next is 3.0% to 3.4% at 19.8%. Only Kalshi lists this market, so there is no second price to compare.

4.0% or Above 38.6%3.0% to 3.4% 19.8%Below 2.5% 16.8%2.5% to 2.9% 14.9%3.5% to 3.9% 9.9%

Odds by venue

Fair chance strips out each venue’s built-in margin (its prices add up to more than 100%), then blends the venues by how much has traded there, so the outcomes add up to 100%. Best Yes price is the cheapest ask across venues, and the payout is what a winning $100 stake returns before fees. Open a row for each venue’s contract name, bid and ask, and how closely their rules match.

Prices come from our regular polls of each venue, the oldest 1 min ago. Ages are as of when this page was built.

  • Kalshi
4.0% or Above
38.6%
Kalshi 39%polled, 1 min agoBest Yes 39¢ on Kalshi, $100 pays $256 (2.56x)
Kalshi
Contract
4.0% or Above
Last price
39%
As of
Polled 1 min ago
Buy Yes
39¢
Sell Yes
38¢
$100 on Yes pays
$256 (2.56x)
Volume
$4K
Trade this on Kalshi
3.0% to 3.4%
19.8%
Kalshi 20%polled, 1 min agoBest Yes 20¢ on Kalshi, $100 pays $500 (5.00x)
Kalshi
Contract
3.0% to 3.4%
Last price
20%
As of
Polled 1 min ago
Buy Yes
20¢
Sell Yes
12¢
$100 on Yes pays
$500 (5.00x)
Volume
$886
Trade this on Kalshi
Below 2.5%
16.8%
Kalshi 17%polled, 1 min agoBest Yes 25¢ on Kalshi, $100 pays $400 (4.00x)
Kalshi
Contract
Below 2.5%
Last price
17%
As of
Polled 1 min ago
Buy Yes
25¢
Sell Yes
17¢
$100 on Yes pays
$400 (4.00x)
Volume
$662
Trade this on Kalshi
2.5% to 2.9%
14.9%
Kalshi 15%polled, 1 min agoBest Yes 20¢ on Kalshi, $100 pays $500 (5.00x)
Kalshi
Contract
2.5% to 2.9%
Last price
15%
As of
Polled 1 min ago
Buy Yes
20¢
Sell Yes
12¢
$100 on Yes pays
$500 (5.00x)
Volume
$845
Trade this on Kalshi
3.5% to 3.9%
9.9%
Kalshi 10%polled, 1 min agoBest Yes 16¢ on Kalshi, $100 pays $625 (6.25x)
Kalshi
Contract
3.5% to 3.9%
Last price
10%
As of
Polled 1 min ago
Buy Yes
16¢
Sell Yes
8¢
$100 on Yes pays
$625 (6.25x)
Volume
$677
Trade this on Kalshi

Who resolves this market

Kalshi
Kalshi resolves via:
Kalshi (CFTC-regulated exchange), source: FRED, BEA

How the odds have moved

The top 3 outcomes on both venues, with the consensus between them. Hover for exact values.

  • 4.0% or Above
  • 3.0% to 3.4%
  • Below 2.5%

Order books

Each venue’s resting orders for the selected outcome’s Yes contract, side by side. Top of book streams live; depth refreshes every 15 seconds.

Kalshi

Open on Kalshi ↗

Top of book

Connecting
Best bid
—
Spread
—
Best ask
—

Waiting for the first live quote…

Depth · top 8 levels

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Recent trades

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What your stake buys

Enter a stake to see where it buys the most after fees, using each venue’s live order book.

$
Buy

Loading both order books…

Buys at the asks resting now (taker orders), cheapest after fees first, from order-book snapshots up to 15 seconds old. Fees: Kalshi 0.07 × price × (1 − price) per share, rounded up to the cent; Polymarket 0.05 × price × (1 − price) per share (economics rate). Fee calculator. Estimates only, not advice.

About this market

Live prediction market odds for "US personal saving rate at year-end 2026". 4.0% or Above leads at 38.6%. Next is 3.0% to 3.4% at 19.8%. $7K has traded across 5 outcomes on Kalshi. The market is expected to resolve by Jan 29, 2027.

Questions

What does the consensus price mean?

It is the price of a Yes contract that pays $1 if the outcome happens. A 14¢ price means traders put the chance near 14%. Where two venues list the same outcome, we blend their last prices, weighting the venue with more trading volume more heavily (neither counts for less than a quarter). When only one outcome can win, each venue’s prices add up to a little over 100% (its margin); the fair chance removes that margin so the outcomes add up to exactly 100%.

How is the payout worked out?

A Yes contract pays $1 if it wins, so at the best ask a $100 stake buys 100 ÷ ask contracts. At 18¢ that is about 555 contracts, paying $556 (5.56x) if Yes happens. Venue fees and price slippage on larger orders are not included.

Why do the venues show different prices?

Each venue has its own traders, fees and order book. Contracts can also settle on slightly different terms, which is why each row lists how closely the rules match.

Is a price gap an arbitrage?

Only when you can buy Yes on one venue below what someone pays for Yes on the other, after fees, and both contracts settle the same way. We show the executable bid and ask so you can check.

How fresh are these prices?

Venue prices refresh every few minutes, and the order book and live quotes stream continuously. Each venue’s card shows when we last observed it.

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